FORM 12

PRIVATE EDUCATION ACT (No. 21 of 2009)
PRIVATE EDUCATION REGULATIONS ADVISORY NOTE TO STUDENTS

PRIVATE EDUCATION INSTITUTION-STUDENT CONTRACT

* Delete as appropriate by striking through. Where non-applicable, put. Leave no fields blank. State all dates in the format of DD/MM/YYYY.

1) COURSE INFORMATION AND FEES

1.1) The PEI will deliver the Course as set out in Schedule A to the Student, towards conferment of the stated qualification upon successful Course completion.

1.2) The PEI confirms that the Course has been permitted by the Committee for Private Education (CPE) and no amendments have been made to the Course as set out in Schedule A, unless otherwise permitted by CPE.

1.3) The Course Fees payable are set out in Schedule B and the optional Miscellaneous Fees in Schedule C.

1.4) The PEI considers payment made 15 days/month* after the scheduled due date(s) in Schedule B as late. The PEI will explain to the Student its policy for late payment of Course Fees, including any late payment fee charged in Schedule C (if applicable) and any impact on Course/module completion (if applicable).

2) REFUND POLICY

2.1) Refund for Withdrawal Due to Non-Delivery of Course:

The PEI will notify the Student within three (3) working days upon knowledge of any of the following:

• (i) It does not commence the Course on the Course Commencement Date;
• (ii) It terminates the Course before the Course Commencement Date;
• (iii) It does not complete the Course by the Course Completion Date;
• (iv) It terminates the Course before the Course Completion Date;
• (v) It has not ensured that the Student meets the course entry or matriculation requirement as set by the organisation stated in Schedule A within any stipulated timeline set by CPE; or
• (vi) The Student's Pass application is rejected by Immigration and Checkpoints Authority (ICA).

The Student should be informed in writing of alternative study arrangements (if any), and also be entitled to a refund of the entire Course Fees and Miscellaneous Fees already paid should the Student decide to withdraw, within seven (7) working days of the above notice.

2.2) Refund for Withdrawal Due to Other Reasons:

If the Student withdraws from the Course for any reason other than those stated in Clause 2.1, the PEI will, within seven (7) working days of receiving the Student's written notice of withdrawal, refund to the Student an amount based on the table in Schedule D.

2.3) Refund During Cooling-Off Period:

The PEI will provide the Student with a cooling-off period of seven (7) working days after the date that the Contract has been signed by both parties. The Student will be refunded the highest percentage (stated in Schedule D) of the fees already paid if the Student submits a written notice of withdrawal to the PEI within the cooling-off period, regardless of whether the Student has started the course or not.

2.4) Non-refundable Fee:

The Course Application Fee is non-refundable under any circumstances. The Course Application Fee refers to the fee that the Student pays to the PEI for the sole purpose of processing the application form submitted so that the PEI can check if the Student meets the course admission requirements. The Course Application Fee does not have any fee component that is used to offset course fee payment. Course Fees are listed in Schedule B.

2.5) Bad Financial Standing:

Bad Financial Standing (BFS) is imposed if the students have any outstanding fee or changes. When it occurs, BFS is automatically applied to the student's record. If the student is in BFS, they will not be able to enrol for classes/ examinations and refused eligibility for graduation and provision of results/certificate and competency transcript. If the students discontinue their unit/module enrolment, unit/module re-enrolment and/or re-admission will be refused / until the outstanding balance, including late charges, have been paid in full. The Director may terminate a student's enrolment during the teaching period, on the grounds that the student has not paid the outstanding balance of fees and charges. A student whose enrolment ahs been terminated may be reinstated if the students pays in full the total outstanding fee and charges due. fee and charges due.

3) ADDITIONAL INFORMATION

3.1) The laws of Singapore will apply to how this Contract will be read and to the rights the parties have under this Contract.

3.2) If any part of this Contract is not valid for any reason under the law of Singapore, this will not affect any other part of this Contract.

3.3) If the Student and the PEI cannot settle a dispute using the way arranged by the PEI, the Student and the PEI may refer the dispute to the CPE Mediation-Arbitration Scheme (www.cpe.gov.sg).

3.4) All information given by the Student to the PEI will not be given by the PEI to anyone else, unless the Student signs in writing that he agrees or unless the PEI is allowed to give the information by law.

3.5) If there is any other agreement between the PEI & the Student that is different from the terms in this Contract, then the terms in this Contract will apply.

3.6) If the Student or the PEI does not exercise or delay exercising any right granted by this Contract, the Student and the PEI will still be able to exercise the same type of right under this Contract during the rest of the time the Contract continues.

3.7) If this Contract is also signed or translated in any language other than English and there is a difference from the English language copy of this Contract, the English language copy will apply.

PRIVATE EDUCATION INSTITUTION-STUDENT CONTRACT

1) Course Title	Diploma in Baking, Bread and Pastry Production
2) Course Duration (in months)	9 Months
3) Full-time or Part-time Course	Part-Time
4) Course Commencement Date	2-Jan-22
5) Course Completion Date	25-Sep-22
6) Date of Commencement of Studies	N/A
7) Qualification	Diploma in Baking, Bread and Pastry Production
8) Organisation which develops the Course	THE MASTER'S TRAINING INTERNATIONAL PTE LTD
9) Organisation which awards/confers the qualification	THE MASTER'S TRAINING INTERNATIONAL PTE LTD
10) Course entry requirement(s)	Minimum Age: 18 years old Academic Requirement: At least 3 subject passes with Grade C6 and above at GCE O-Level OR completed 10 years of formal education OR equivalent. Language Requirement: IELTS 4.5 or Pass in English Language at GCE Level or equivalent.
11) Course schedule with modules and/or subjects	Week 1: Introduction in Baking and Pastry Production Week 4: Basic Techniques in Bread Week 7: Basic Techniques in Cakes and Pastries I Week 10-12: Advanced Techniques in Cakes and Pastries I Week 13-15: Advanced Baking Techniques I Week 16-21: Advanced Baking Techniques II Week 22-26: Commercial Baking Techniques in Cake, Bread and Pastry I Week 27-30: Commercial Baking Techniques in Cake, Bread and Pastry II Week 31-32: Setting up your Business Week 33-34: Marketing Your Business Week 35: Obtaining Employment in Baking Week 36: Final Presentation and Assessment
12) Scheduled holidays (public and school) and/or semester/term break for course	The Master's Training International follows Singapore Government gazetted public holidays, please check the Singapore Ministry of Manpower's website @ public-holidays
13) Examination and/or other assessment period	Week 36
14) Expected examination results release date	Within 1 month from the examination date
15) Expected award conferment date	1 month after the examination date

Schedule B - Course Fees

Course Fees Breakdown

Fees Breakdown	Total Payable (with GST, if any) (S$)
Course Fee	S$2555
IWC	S$100
Total Course Fees Payable:	S$2655
Number of Instalments:	5

Instalment Schedule

Instalment	Amount (with GST, if any) (S$)	Date Due
1st Instalment	S$531	19-Dec-21
2nd Instalment	S$531	2-Jan-22
3rd Instalment	S$531	3-Feb-22
4th Instalment	S$531	7-Mar-22
5th Instalment	S$531	8-Apr-22
Total Course Fees Payable:	S$2655

Notes:

1) Each instalment amount shall not exceed the following:

* 2 months worth of fees for non-EduTrust-certified PEIs without IWC*

2) Each instalment after the first shall be collected within one week before the next payment schedule.

Schedule C - Course Fees

Miscellaneous Fees

Purpose of Fee	Amount (with GST, if any) (S$)
Uniform/ ID	S$45
Late payment fees	5% of the total fees
Replacement of ID	S$5
Re-taking Examination	S$50
Remodule Fee	25% Less (Total course fee amount)
Course Deferment Fee*	S$100 of the total fee
Reprinting of Course Certificate	S$150 per certificate
Printing and reprinting of Transcript	S$50 per transcript
Graduation Fee	S$200

* Students are allowed to defer up to a maximum period of one (1) year, failing which he/she may be deemed to have withdrawn from the course and would have to re-apply as a new applicant if he/she wishes to register on the course again. The refund policy will be applicable.

3) Miscellaneous Fees refer to any non-compulsory fees which the students pay only when applicable. Such fees are normally collected by the PEI when the need arises

4) The Fees indicated above is subjected to change by The Master's Training International Private Limited.

% of [the amount of fees paid under Schedules B and C]	Student's Written Notice of Withdrawal Received
90%	More than 14 days before the Course Commencement Date
50%	Before, but not more than 14 days before the Course Commencement Date
10%	After, but not more than 7 days after the Course Commencement Date
0%	More than 7 days after the Course Commencement Date

The parties hereby acknowledge and agree to the terms stated in this Contract.